Financial Term Explorer

High Yield Trap

Abnormally high yields often signal imminent dividend cuts or stock price crashes. Careful analysis required.

📝 Definition

**High Yield Trap** describes dangerously high dividend yields that result from stock price crashes rather than genuine income potential. These often precede dividend cuts.

In Simple Terms

15% yield? Stock crashed, making yield look high. Dividend cut is probably coming soon.

Example

GE's yield exceeded 10% in 2019, but dividends were later slashed to nearly zero.

💡 Practical Tips

  • 1Yields 2x+ industry average warrant suspicion.
  • 2Payout ratio over 100% is a red flag.

⚠️ Common Mistakes

Sorting screeners by highest yield puts trap stocks at the top. Always do additional research.

Frequently Asked Questions

How to identify safe high-yield stocks?
Payout ratio under 60%, healthy debt levels, stable cash flow.

🔗 Related Terms

Ready to Practice!

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